Protect your family's future with coverage built around you.
SET LIFE Consulting shops multiple insurance carriers to find the right life insurance or annuity for your family and budget, with honest guidance and no pressure.
We work for you, not for one insurance company.
A captive agent can only offer one company's products. As an independent broker, Nico compares options across multiple carriers to find the coverage, price, and underwriting that fit your situation.
Captive agent
- Represents a single insurance company
- One set of products and prices
- If you don't qualify, options are limited
SET LIFE Consulting (independent)
- Shops multiple carriers on your behalf
- Compares coverage, price, and underwriting side by side
- Finds options for different health histories and budgets
- Ongoing reviews as your family grows
Protection for every stage of life
From young families to retirees, we'll help you understand your options and choose with confidence.
Term Life
Affordable protection for a set period, like while the kids are growing up or the mortgage is being paid.
Learn more →Whole Life
Lifelong coverage with level premiums and guaranteed cash value growth.
Learn more →Indexed Universal Life
Permanent coverage with living benefits and cash value growth potential tied to a market index, with downside protection.
Learn more →Final Expense
Smaller whole life policies that help cover funeral costs and final bills, often with simplified approval.
Learn more →Mortgage Protection
Coverage designed so your family can keep the home if something happens to you.
Learn more →Annuities
Fixed and fixed indexed annuities to help protect savings and create reliable retirement income.
Learn more →Getting covered is simple
Tell us about you
Share a few details about your family, goals, and budget through a quick form or a call.
We shop the market
We compare options from multiple carriers and walk you through the best fits in plain language.
Get protected
Pick the plan that's right for you. We guide you through the application and stay with you for future reviews.
Many carriers. One advocate on your side.
As an independent broker, we compare options from a range of established insurance companies, including:
Carrier and product availability varies by state. Carrier names are shown for informational purposes only and do not imply endorsement.
The people behind SET LIFE Consulting
Led by Nico Blachman, our team works together to help families find the right protection.
Nico Blachman
Founder / Agency Owner
Bailey Boothe
Licensed Insurance Agent
Ashley Boothe
Licensed Insurance Agent
Scooter Vaughn
Licensed Insurance Agent
Daniel Lesan
Licensed Insurance Agent
Mia Blachman
Licensed Insurance Agent
Justin Bofshever
Licensed Insurance Agent
Ready to protect what matters most?
Get a no-obligation quote. We'll compare options and explain everything in plain English.